HAMP Loan Modification Program

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March 4, 2009-The U.S. Department of Treasury released the Making Home Affordable Program for loan modifications and special refinancing terms by the nations leading banks.  The Home Affordable Modification Program (HAMP) will offer assistance to millions of homeowners, making their mortgages more affordable and helping to prevent the destructive impact of foreclosures on families, communities and the national economy. The HAMP Program will help at risk homeowners avoid foreclosure by reducing monthly mortgage payments. The HAMP Program can reduce your interest rate as low as 2% Fixed and extend your loan to 40 years if necessary. You will also qualify for principle reduction each year while in the program. Start the process by filling out your information below. Save your home and apply today.


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Loan Modification Assistance

  

U.S.HomeSupport is a Professional Firm assisting homeowners to avoid foreclosure and gives them the ability to keep their homes. 

If you are behind on your mortgage, it can be very difficult to make up past payments since you may be hit with interest and penalties. These penalties can add up quickly and before you know it, there is no way to catch up.

A loan modification is your best chance to give you leverage in negotiating an interest or principal reduction on your loan balance. A loan modification proposal offered by an experienced firm may result in a more favorable loan modification agreement than your lender will offer you directly. Many modifications offered by mortgage lenders and loan servicing companies are forbearance agreements and are not a true modification to the terms of your mortgage. These types of agreements generally do not benefit the borrower in the long term and home owners facing foreclosure should consult with a real estate professional and fully understand the terms and ramifications before signing any of these documents.